Native American Direct Loan (NADL)
Home loans · U.S. Department of Veterans Affairs · for Pueblo of Laguna, New Mexico
What it is
Native American Veterans, and Veterans married to a Native American, who want a home loan for a house on federal trust land, whether to buy, build, fix up or refinance.
How to apply
Your Tribe must have an agreement with VA for its trust land. You also need a VA home loan Certificate of Eligibility, and you must meet credit and income standards and plan to live in the home. Request your certificate first, then contact an NADL coordinator at VA to start. Rules and rates change, so check with the office.
Your local office
VA Native American Direct Loan coordinators
Phone: (888) 349-7541
Source: U.S. Department of Veterans Affairs office list, checked October 3, 2026.
Links for this program
- Official program page: Native American Direct Loan (NADL) U.S. Department of Veterans Affairs(opens the official site in a new tab)
- Office website: VA Native American Direct Loan coordinators(opens the official site in a new tab)
Assistance Listing 64.126
Other programs of this kind
Need a hand?
Call the tribal office: (505) 552-6654
Source: BIA Tribal Leaders Directory.
Rules and amounts change. Check with the office. Information from U.S. Department of Veterans Affairs, last checked October 29, 2026. Report a correction