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Section 184 Indian Home Loan Guarantee Program

Home loans · U.S. Department of Housing and Urban Development (Office of Native American Programs)

What it is

American Indian and Alaska Native families, Tribes, and tribally designated housing entities who want a home loan with a low down payment.

How to apply

Apply with a lender that HUD has approved for Section 184. The lender checks your papers and sends the loan to HUD for approval. If you lease Tribal land, you also work with your Tribe and the Bureau of Indian Affairs. The page lists approved lenders, tribes and counties. Rules change, so check with the office.

Official page

Apply / learn more (official page)

Assistance Listing 14.865

Rules and amounts change — check with the office.

Offices near you

Pick your Nation to see its own page for this program, with its local office.

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Mexico

New York

North Carolina

North Dakota

Oklahoma

Oregon

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Virginia

Washington

Wisconsin

Wyoming

← All help programs

Rules and amounts change — check with the office. Information from U.S. Department of Housing and Urban Development (Office of Native American Programs), last checked October 29, 2026.

About this page

Where this comes from
The program, its eligibility list, its links and its offices come from official government pages and lists (U.S. Department of Housing and Urban Development (Office of Native American Programs)). The description above is our own wording, reviewed before it was shown.
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